This article makes the point that hazards are natural; disasters are man made. We let people build in high fire zones. Houston had no flood evacuation zones that would have let locals get to higher ground. The poor often get shunted to the most hazardous places, in flood zones and near chemical plants. As climate change makes the hazards worse, it's time we do a better job to prepare. An ounce of prevention is worth a ton of rebuilding.
There's no such thing as a natural disaster - Popular Science